Loan Programs

Residential Transition Loans (RTL) - Fix and Flip

Up to 90% of purchase price – not to exceed 75% of after repair value 

 Flexible Terms 

 Up to 100% of renovation costs 

 4 – 7 Day close 

 No appraisal option 

Interest only payments 

$50,000 to $2,000,000 ($2M Plus Evaluated on a Case-by-Case Basis) 

Rhode Island, Massachusetts, Connecticut and Florida only 

Contact for Pricing 

New Construction Loans

Non-Owner Occupied Single-Family  

Properties; Condos; Townhomes 

Infill New Construction 

Up to 65% of Finished Value 

100% of Construction Costs 

12 – 24 Months 

$50,000 – $2,000,000 

Rhode Island, Massachusetts, Connecticut only 

Market-Competitive Pricing 

Multi-Family Loans

Multi-Family Apartment Buildings (5+ Units); Mixed-Use Properties (Residential Space Must Represent 70%+ of the Property’s Total Square Footage) 

Purchase Up to 75% of the As-Is Value 

12 – 18 Months (Extended Terms Available) 

$100K – $2M 

Interest Only Payments 

Massachusetts, Rhode Island, Connecticut 

Market-Competitive Pricing 

Long Term Rental Loans

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes 

Purchase, Rate & Term Refinance 

Up to 80% of Value 

30 Year Fixed, Hybrid ARMS (5/1, 7/1/, 10/1) & Interest – Only Options Available 

$100,000 – $1,000,000 

Rhode Island, Massachusetts, Connecticut and Florida only 

Contact for Pricing